Counselors & Guest Speakers
Our homebuyer counselors and guest speakers are knowledgeable about all the steps you need to take in the home buying process. Under their instruction, you can be assured that upon completion of the course, you will have the know-how you need to buy a home.
Please note that class participants are under no obligation to use the homebuyer counselors or any guest speakers for their services.
Rosa Ordaz is the Resident Services & Community Engagement Manager at Harborlight Community Partners (HCP). Rosa manages HCP’s Financial Coaching along with support services for HCP’s formerly homeless individuals, seniors, and disabled residents across multiple properties in Essex County. She is a certified First-Time Homebuyer Counselor and is also the newest member of the City of Salem’s Zoning Board of Appeals and Chairs 2 committees for Policy Advocacy and Resident Services.
Tom Houlihan is the Senior Resident Service Coordinator for Harborlight Community Partners. He has worked as a Care Director for several elderly housing programs and is finishing his BS in Business Administration. Tom has worked as a home care nurse for ten years serving people around the North Shore and Greater Boston. He is passionate about housing and glad to be a part of the First-Time Homebuyer Course.
Ronn Huth received a Master’s degree from Case Western Reserve University in Organizational Development and a Master’s in Theology from Fuller Seminary. He has been a full time real estate buyer’s broker for 30+ years. He joined the REALTOR® association in 1988 and founded Buyer’s Choice Realty in 1990 as the first buyer-only agency in the North Shore area. Ronn is a Past President of the North Shore REALTORS® and continues to be a leader as a MA certified real estate instructor. He is also a member of the Real Estate Buyer’s Agent Council Hall of Fame and was one of the first approved instructors for the Accredited Buyer’s Representative course nationally.
Kim Jylkka Lorden
Kim Jylkka Lorden has over 15 years of experience as a Massachusetts REALTOR® working with both buyers and sellers; presently with Churchill Properties. She has a strong network of resources to draw from and has completed the Graduate REALTOR® Institute (GRI) and Certified Buyer Representative (CBR) designation courses. Kim has helped dozens of buyers navigate the waters of searching, negotiating, inspections, financing, and closing on their first home. For five years, she has worked as a teacher’s assistant and substitute teacher in the public school system and is also a licensed yoga teacher. Kim strongly values the benefits of education.
Shari McStay is an experienced real estate professional with Keller Williams Realty. As a member of the North Shore REALTORS®, she is held to the highest level of integrity and professionalism. Shari is known as a creative problem solver with the business acumen to help clients achieve their specific real estate needs and goals. Holding both a Master’s in Education and a Master’s in Business, and with a passion for teaching, Shari enjoys teaching the home buying process in a classroom setting, as well as educating her buying and selling clients day-to-day.
Cynthia Nina-Soto has over 12 years of experience working with first-time homebuyers. She started her own real estate brokerage, Nina-Soto Realty, offering residential real estate services to Massachusetts. The majority of her clients are Latino buyers. She has taught classes related to technology and also on how to work with and understand the Latino culture. She has participated in the First-Time Homebuyer classes offered by the CDC in Salem and enjoys helping others learn and apply those teachings to improve their lives. She is fluent in Spanish and English.
Jennifer Brennan has been a loan officer for over 14 years, and currently a Branch Manager with HarborOne Bank. She is a member of North Shore REALTORS® and licensed in MA, NH, ME, CT, VT, RI, and FL. She is passionate about educating consumers on the home buying process and receives annual training on federal laws, ethics, and non-traditional mortgage lending. She is also a Military Mortgage Specialist.
Helping North Shore Bank's customers choose the best mortgage products and simplifying the lending process is Kevin’s overarching objective. Dedicated to the personal-touch, he provides customers with individualized service and credits his success to community involvement, industry knowledge and customer focus. Kevin attended Westfield State University where he received his Bachelor of Science degree in Business Management and is a member of the Kiwanis Club of Beverly, the Danvers Educational Enrichment Partnership and the Greater Beverly Chamber of Commerce.
Patty Gabriel has over 25 years of experience in mortgage banking, both with regional and national lenders. She works at Draper & Kramer, which provides comprehensive lending services to consumers. Patty is licensed in Massachusetts and New Hampshire. She has taught the First-Time Homebuyer Education classes for the past nine years for Community Team Works and MassHousing, and has been teaching continuing education classes to real estate agents at NSR for the past ten years.
George Koutsos is a top loan officer with more than twenty-eight years of experience in the industry, over 8,000 closed loans and the winner of numerous awards for excellence in his field, he has the tools and the ability to help his clients navigate the mortgage process. He particularly prides himself on building lifelong relationships with each borrower, and he aims to give the most personalized service possible. On a personal level, George enjoys spending time with his wife Ruth at their home in Danvers. George is licensed to originate mortgage loans in MA, ME, NH, CT, RI, FL, SC. He is also a Certified Mortgage Planning Specialist (CMPS) and a Registered Mortgage Advisor (RMA).
Anthony Lapolla is a loan officer with Envoy Mortgage, one of the top Mortgage Lenders in the country. He is a member of the North Shore REALTORS® and licensed in both MA and NH. With a vast knowledge of all mortgage types and programs, Anthony is dedicated to educating each buyer on all of their options, helping them make the best financial decision for themselves and their families. He is committed to providing buyers with a hassle-free experience via the most technologically-advanced tools available in the industry.
Brenda Ortiz Peral
Brenda is knowledgeable in all aspects of banking, having worked in a variety of different areas before becoming a mortgage loan officer. She routinely uses this broad experience to assist North Shore Bank's customers in every aspect of their home buying journey. Brenda is a Salem State University graduate, where she earned a bachelor’s degree in Business Administration. She serves on the board of directors to the Lynn Museum/ Lynn Arts Center as well as the Rotary Club of Lynn, MA. She is enthusiastic and passionate about everything she undertakes.
Fairway Independent Mortgage
Real Estate Attorneys
Elizabeth (Liz) Barletta is an attorney at Ligris & Associates, a firm specializing in real estate transactions. Her practice focuses primarily on representing buyers, sellers, and lenders in the acquisition, sale, and financing of real estate. She is a licensed attorney in Massachusetts and Florida and a licensed Notary Public in Massachusetts. She has presented at various first-time homebuyer seminars for Boston College, Northeastern University, and several community organizations in Greater Boston. She has also held numerous training sessions in real estate offices across Massachusetts. Liz is fluent in Spanish.
Attorney Rick Gilmore has been a real estate attorney since 1998 and has extensive experience in both residential and commercial real estate. His over 20 years as an attorney and 8 years as a title examiner have given him experience in real estate, estate planning, personal injury, probate litigation, and business litigation and formation. Rick has conducted thousands of closings and helped hundreds of first-time homebuyers navigate their first purchase. He is active in the community and is a Past President and current Board member of the Danvers Rotary Club, Director of the Danvers YMCA, Past President and current Board member of Friends Forever USA, a member of the Real Estate Bar Association, Massachusetts Trial Lawyers Association, Essex Bar Association, and an affiliate member with the North Shore REALTORS®.
Attorney Judy Field’s practice is concentrated in real estate law and she has been a real estate attorney for over 20 years. The firm represents both residential and commercial transactions and condominium conversions. Judy earned her Juris Doctor from Suffolk University Law School after earning a Bachelor of Arts degree, magna cum laude, in Political Science. She is committed to the local community and to helping others overcome obstacles to homeownership. She currently serves on the Board of Directors and is the pro-bono attorney for Habitat for Humanity and the Town of Ipswich’s Housing Partnership.
Meredith Fine brings 10 years of experience as an attorney opening her solo practice in 2009. Currently her practice is in real estate and business counseling. She has represented buyers, sellers, and lenders throughout Essex and Middlesex counties. She is a member of the North Shore REALTORS® and the Real Estate Bar Association and is a Title Agent for CATIC. She is a former journalist and uses those skills to help her communicate complex legal issues to first-time homebuyers.
Dalton & Finegold, LLP
Stephen Silveri is a Partner/Principal of Silveri & Wilson LLC. He has sixteen years of real estate expertise and focuses his practice on residential and commercial closings, condominium conversions, and refinances. He has also earned a Massachusetts certification as a state-licensed real estate instructor. Through various attorney and REALTOR® organizations, he teaches both attorneys and real estate agents about real estate contract law, condominium conversions, and career planning. Stephen feels that teaching has made him a better attorney by providing an opportunity to hear concerns that agents have shared about the closing process and incorporate solutions to those concerns in his firm’s practice.
Leslie S. Ray Insurance, Inc.
David Ray is the President and CEO of Leslie S. Ray Insurance Agency and has 30 years of experience in the industry. David is fluently versed in home, auto, boat, flood, and umbrella insurance as well as commercial business insurance. He has led Leslie S. Ray Insurance to be one of approximately twenty-five independent insurance agencies in Massachusetts to be awarded Five Stars. David takes pride in his community and is a former President of the Greater Beverly Chamber of Commerce and Kiwanis Club of Beverly, and was the Chamber's 2017 Business Person of the Year.
John Carroll has been an inspector at ABC Home Inspection since 1992, is licensed in both Massachusetts and New Hampshire, and has inspected over 10,000 houses. John has knowledge of the full home buying process as a licensed real estate agent, construction supervisor, pesticide applicator, oil burner technician, and an approved real estate instructor.
Andy Consoli is the owner of ABC Home Inspection and ABC Real Estate Training Institute. He has been teaching real estate and first-time homebuyer classes for over 25 years. He is a certified real estate instructor and licensed home inspector in Massachusetts and New Hampshire. He is also a licensed/certified contractor and home inspector instructor, heating system technician, de-leader, mold inspector, radon testing technician, EPA renovate, repair and paint instructor, exterminator, and real estate broker. Andy looks to bring his many years and range of experience to help first-time homebuyers understand home inspections within the home buying process.
Ray Jackson has been a licensed home inspector in Massachusetts and New Hampshire for over 30 years and, in addition has owned his own construction company. He enjoys helping first-time homebuyers understand the home inspection process and why it is beneficial to them. He has long-been a speaker at first-time homebuyer seminars and has also been interviewed for television and newspapers on various home inspection topics.
Total Home Inspections of New England
As a 2nd generation Inspector and Contractor, Adam has quickly become one of the most reputable inspectors in the area and a leader in the industry. He is the lead trainer of all RJ Home Inspection’s new inspectors and uses his wealth of knowledge to not only teach clients about their potential home, but also teaches classes to realtors about home inspections.
MassHousing / Mass Housing Partnership
Natasha Boye is Relationship Manager and Business Develop for MassHousing. MassHousing is an independent, quasi-public agency created in 1966 and charged with providing financing for affordable housing in Massachusetts. She has been in the mortgage industry for over 15 years including roles as a loan officer focusing on low-to-moderate income borrowers. She has also worked as a post-closing officer and is a non-practicing attorney. Natasha has also been a training consultant and taught pre-purchase counseling. She believes knowledge is power and enjoys empowering homebuyers.
LaQuisa Burke is a college graduate of UMass Boston with an undergraduate degree in Psychology and post-graduate certificate with Gender, Public Policy and Leadership. She works as a housing advocate for Massachusetts Housing Partnership helping to promote their first-time homebuyer program to the people who need it the most. She has been working in this field for 3 years and has been promoted to training of lenders at banks. She has a passion for helping people in the housing industry whether it’s fighting for affordable housing or educating and connecting people to resources.
American Consumer Credit Counseling
American Consumer Credit Counseling